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A structured approach to reducing and eliminating debt using locally-relevant strategies and tools. This comprehensive system helps you take control of your debt and develop a sustainable plan to achieve financial freedom.
The Debt Management System is a comprehensive toolkit designed to help Ghanaians overcome debt challenges and build a path to financial freedom. Created by financial counselors with specific expertise in Ghana's lending and credit systems, this system provides practical, actionable strategies that work in our local context.
Debt can feel overwhelming, especially in Ghana's high-interest environment, but this system breaks the process down into manageable steps that anyone can follow, regardless of their current financial situation or level of financial knowledge.
The system comes in a durable folder with tabbed sections for easy reference, along with access to our debt management calculator software that helps you create customized repayment plans based on your specific situation.
Our customers report an average debt reduction of 60% within the first year of implementing this system, with many becoming completely debt-free within two years.
| Format | Ring-bound system with downloadable calculator tool |
|---|---|
| Pages | 120+ |
| Dimensions | 21 cm × 29.7 cm (A4) |
| Language | English |
| Software | Web-based debt reduction calculator (access code included) |
| Updates | Free digital updates for 12 months |
| Support | Email support and monthly Q&A session access |
| Target Audience | Anyone struggling with personal or business debt in Ghana |
I had three personal loans and two credit cards with crushing interest rates. Using this system, I managed to negotiate lower rates on all of them, and I've already paid off two debts completely. The negotiation scripts were incredibly helpful - I just read them word for word to my bank and got a 4% reduction in my interest rate!
Before purchasing this, I felt hopeless about my debt situation. The emergency measures section helped me stabilize my finances during a period of unemployment, and the strategic prioritization helped me decide which debts to focus on first. The calculator tool alone is worth the price - it helped me see exactly when I'll be debt-free.
The strategies in this system have helped me reduce my debt by 40% in just 6 months. The Ghana-specific advice is spot-on and addresses the unique challenges we face here. My only suggestion would be to develop a mobile app version of the calculator for easier access on the go. Otherwise, it's been a tremendous help.
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