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A comprehensive guide to budgeting, saving, and debt management tailored specifically for Ghanaian income levels and expenses. This workbook walks you through every aspect of personal finance management with practical worksheets, templates, and examples.
The Personal Finance Workbook is your comprehensive guide to taking control of your finances in Ghana's unique economic environment. Created by local financial experts with decades of experience, this workbook provides practical tools and strategies that work specifically for Ghanaian income levels, expense patterns, and financial goals.
Whether you're just starting your financial journey, trying to get out of debt, or looking to optimize your savings strategy, this workbook provides step-by-step guidance tailored to your needs. Each section builds upon the previous one, creating a complete financial management system that's easy to implement and maintain.
The workbook comes in a durable spiral-bound format, making it easy to write in and reference. All templates can also be accessed digitally through our secure online portal, allowing you to print additional copies as needed.
| Format | Spiral-bound workbook with online access |
|---|---|
| Pages | 150+ |
| Dimensions | 21 cm × 29.7 cm (A4) |
| Language | English |
| Online Access | 12 months included with purchase |
| Updates | Free digital updates for 12 months |
| Support | Email support included |
| Target Audience | Beginners to intermediate personal finance users |
Before using this workbook, I was constantly in my overdraft. The budget templates helped me identify unnecessary expenses and create a plan that actually works with my salary. The debt reduction strategy helped me clear my personal loan six months ahead of schedule. Highly recommend!
The Ghanaian-specific advice made all the difference. Other financial books I've read weren't relevant to our economy, but this workbook addresses real issues we face here. The emergency fund section helped me prepare for unexpected expenses that would have previously derailed me.
The financial advice is excellent and has helped me save consistently for the first time. I especially appreciate the sections on navigating family financial obligations. Would give 5 stars if it had more charts and visual aids to help visualize progress.
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